Grow Your Income AND Assets in Retirement

In eBook, Paperback, Hardcover, and Audiobook

What's Inside the Book

Retirement Money Secrets teaches you how to earn reliable income without selling your existing investments to pay the bills. Better yet, it works whether the stock market is going up or down.

This book will give you the tools to:

  • Stop worrying about having enough money to retire
  • Stop agonizing over market volatility
  • Stop obsessively scrolling the news about inflation

Retirement Money Secrets shifts your focus from chasing market value "returns" to creating a growing stream of reliable spending money. At the end of this book, you will be able to confidently say:

"Neither a market correction nor rising interest rates (not even a pandemic) will have a negative impact on my investment income. In fact, either scenario will help me increase my income growth rate long term."

Produce enough income to retire and make market volatility your very best friend.

Consistently ranked in the top 10 for Kindle and paperback (updated 11.12.24)

About Steve Selengut

Steve Selengut

Steve Selengut is a retired private investment portfolio manager, managing over 300 portfolios at a time before selling his business in 2023 with over $110 million in assets. He's introduced several proprietary concepts, including QDI + PT, Smart Cash, The Working Capital Model, The Investor's Creed, Base Income, and the Investment Grade Value Stock Identification System.

As a 44-year investment professional, he's developed a simple yet little-known system for producing reliable stock market returns. He created income-generating portfolios for his clients for decades.

Now semi-retired himself, his mission is to bring this system to as many retirees as possible. Learn more about Steve's income independence coaching services.

" Market value fuels the ego, income fuels the yacht."

Steve Selengut, Retirement Money Secrets

Get Your Copy Today

Shift your focus from chasing market value "returns" to creating a consistent stream of spending money. Learn the secret to receiving reliable income without selling your hard-earned investments.

  • 4.7 Average Rating
  • Over 160 5-Star Reviews
  • 4,000+ Copies Sold

Retirement Money Secrets is also available through Apple Books, Barnes & Noble, Kobo, Scribd, Smashwords, Tolino, OverDrive, Bibliotecha, Baker & Taylor, BorrowBox, Hoopla, Vivlio, Palace Marketplace, Odilo, Gardners, libraries and local bookstores.

"I've been using the investment strategy outlined in Retirement Money Secrets since retiring 17 years ago. I've been through two market downturns, and the income from the CEFs was stable throughout both market cycles. I highly recommend the book and the strategy."

David Flemming

"I just finished reading your new book. Congratulations, it's a winner! Having followed you for a number of years (since hearing your talk at AAII in Atlanta), I have the perspective of seeing your progression to 'all in' on CEFs. I wish I had been all in on CEFs when the pandemic downturn happened. Lesson learned. My CEFs weathered the down cycle with usual, great results."

John Paul Jones

"Great book and easy to read, excellent information regarding taking a different approach to investing to develop an income portfolio, as opposed to relying on market growth (or no growth), and getting into a mindset of creating a bunch of 'dividend' income paying sources (CEF Universe) using Closed End funds (CEFs)..."

G. Kane

Some Performance to Consider

1

Market Value Growth Comparison: Retirement Money Secrets Portfolios vs. SPY and BND

The black line in this chart is the Retirement Money Secrets portfolio. Here you can see it outperform major stock funds and indexes like SPY and BND.

Retirement Capital Drawdown Problems Eliminated with Retirement Money Secrets Approach

In this chart, the growing black bars show the annual growth in Working Capital in the Retirement Money Secrets portfolio versus significant drawdowns in SPY and BND.

3
2

Portfolio Income Production Enhanced Using Retirement Money Secrets Strategies

Here, witness the annual growth/stability of the Retirement Money Secrets portfolio vs. the shrinkage in both SPY and BND. Since it's income you'll be spending in retirement, the most appropriate choice is crystal clear.

Marc C.
Marc C.
Amazon Reviewer

Great read! - Financial Freedom in Your Golden Years

Selengut's expertise shines through in his practical, straightforward approach to building and managing a retirement portfolio. The book demystifies complex financial concepts, making them accessible to the layperson, and provides actionable strategies for generating sustainable income in retirement.

 
Carol Cornwell
Carol Cornwell
Amazon Reviewer

I would rate this book with ten gold stars if I could! No joke.

By far this is the most influential book in personal financial management I have ever read. If you don't read this, you WILL regret it. I am a middle class professional, retired 3 years ago at 71 because I had to work as long as possible, and saved every darn penny I could over the years. [...] Steve Selengut is absolutely correct in the basic premise of this book.

Walter White
Walter White
Amazon Reviewer

Life-Changing

Like many other reviewers have said, this is an extraordinary and life-changing book. Clear, concise, easy to understand and above all, effective. I bought the book late last year and I've been following Steve's principles for the past six months - six extremely financially rewarding months. My retirement looks very different now than it did in the early part of last year, thanks to this book.

Emmanuel Kolawole
Emmanuel Kolawole

The bright light of all my experiences

Any other type [of] retirement planning I have been exposed to all require you to sell positions for operating capital that reduces your working capital each year into your retirement. Not CEFs! Do yourself a great favor and that of your family, read the book!!! You too, will likely want revel with enthusiasm.

Achieve Income Independence

Unlock expert financial strategies by subscribing to our newsletter. Get monthly tips on maximizing income, plus instant access to The Income-Focused Resource Guide and a free PDF copy The Brainwashing of the American Investor. Sign up now to start your journey toward financial independence!

    We respect your privacy. Unsubscribe at any time.